KT-36024 Generate adapted callable references as lambdas

Make sure both JVM and JVM_IR use the same information to determine
whether a callable reference requires argument adaptation.

compiler/testData/codegen/box/callableReference/noReflectionForAdaptedCallableReferences.kt

@@ -0,0 +1,38 @@
+// TARGET_BACKEND: JVM
+// IGNORE_BACKEND_FIR: JVM_IR
+// WITH_RUNTIME
+import kotlin.reflect.KCallable
+
+fun checkUnit(label: String, fn: () -> Unit) {
+    if (fn is KCallable<*>) {
+        throw AssertionError("$label is KCallable, ${fn::class.java.simpleName}")
+    }
+}
+
+fun checkAny(label: String, fn: () -> Any) {
+    if (fn is KCallable<*>) {
+        throw AssertionError("$label is KCallable, ${fn::class.java.simpleName}")
+    }
+}
+
+fun withDefaults(a: Int = 1, b: Int = 2) {}
+fun withVarargs(vararg xs: Int) {}
+fun withCoercion() = 1
+
+class CWithDefaults(x: Int = 1, y: Int = 2)
+class CWithVarargs(vararg xs: Int)
+
+fun box(): String {
+    checkUnit("::withDefaults", ::withDefaults)
+    checkUnit("::withVarargs", ::withVarargs)
+    checkUnit("::withCoercion", ::withCoercion)
+
+    checkAny("::CWithDefaults", ::CWithDefaults)
+    checkAny("::CWithVarargs", ::CWithVarargs)
+
+    // TODO KT-37604
+    // checkUnit("::CWithDefaults", ::CWithDefaults)
+    // checkUnit("::CWithVarargs", ::CWithVarargs)
+
+    return "OK"
+}