KT-37131 Record default arguments in argument adaptation

Also, don't adapt argument when expected type is base reflection type
(KCallable<T>, etc), since such types don't contain parameter types.

compiler/testData/ir/irText/expressions/callableReferences/kt37131.kt

@@ -0,0 +1,9 @@
+fun foo(x: String = ""): String = x
+
+class C(val x: String = "")
+
+fun use(fn: () -> Any) = fn()
+
+fun testFn() = use(::foo)
+
+fun testCtor() = use(::C)