JVM_IR: refactor ToArrayLowering and make matching more precise

* If `toArray` is inherited from Java, it may take an argument or
    return a value of a flexible type, which looks nullable in IR;
  * The returned array may also have `out` variance of the type
    argument;
  * `Array<T>` is not the same as `Array<Any?>` if `T` is neither `Any`
    nor `in Something`, so presence of `toArray(): Array<T>` does not
    mean we don't need to generate a new `toArray`.

compiler/tests/org/jetbrains/kotlin/codegen/LightAnalysisModeTestGenerated.java

@@ -26983,6 +26983,11 @@ public class LightAnalysisModeTestGenerated extends AbstractLightAnalysisModeTes
     @TestDataPath("$PROJECT_ROOT")
     @RunWith(JUnit3RunnerWithInners.class)
     public static class ToArray extends AbstractLightAnalysisModeTest {
+        @TestMetadata("toArrayFromJava.kt")
+        public void ignoreToArrayFromJava() throws Exception {
+            runTest("compiler/testData/codegen/box/toArray/toArrayFromJava.kt");
+        }
+
         private void runTest(String testDataFilePath) throws Exception {
             KotlinTestUtils.runTest(this::doTest, TargetBackend.JVM, testDataFilePath);
         }